One aspect of RTB that is often overlooked is that it allowed families who had probably never owned property, had rented and thus had never been able, to pass assets down their generations.
It allowed them to generate a small amount of wealth that could be passed to their children.
One thing that very much demarcates class in the this country is that the middle classes enjoy inter generational wealth, that they can accumulate assets with each generation, with children often being able to live mortgage free at an early age.
For many working class families, it was (and is) a cycle of rent, generation after generation. It’s hard to break out of this, get to university or make a lifestyle change is you have nothing to draw upon or leverage.
The lack of any decent or workable social housing policy thereafter RTB is another matter entirely.