Forums Ask for advice First World Problems…. Reply To: First World Problems…. January 26, 2018 at 11:04 am #338 ritchy 7 Posts So in short, there is absolutely no advantage to you, either now or in the future, in this “gift”. Your dad must have had some sort of business acumen in the past to be as financially solid as he is. I am afraid I would just say a very polite “no thank you very much” and then accept the fall-out, whatever it may be.